Why Choose THL

Turn your dream of owning a home into reality with a home loan designed to suit your financial needs. Whether you’re buying a new home, purchasing a resale property, constructing a house, or renovating your existing home, we help you compare loan options from leading banks and financial institutions. With competitive interest rates, flexible repayment tenures, and a simple application process, getting a home loan has never been easier.
✅ Lowest Interest Rate
✅ 15+ Bank Partners
✅ Quick Approval
✅ Expert Guidance
✅ End-to-End Documentation
✅ Doorstep Assistance

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Home Purchase Loan
Construction Loan
Plot + Construction Loan
Balance Transfer
Top-Up Loan

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

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FAQ

What is the minimum CIBIL Score?

Most banks and financial institutions prefer a CIBIL score of 750 or above for faster loan approval and better interest rates. However, some lenders may consider applications with a score of 650–700, depending on factors such as your income, employment stability, repayment history, and loan amount. A higher CIBIL score generally increases your chances of approval and helps you secure more favorable loan terms.

There is no single bank that always offers the lowest interest rate. Loan interest rates vary based on factors such as your CIBIL score, income, employment type, loan amount, tenure, and the bank’s current lending policy. We recommend comparing offers from multiple banks and financial institutions to find the most competitive interest rate and loan terms for your needs.

The loan amount you are eligible for depends on several factors, including your monthly income, existing EMIs, CIBIL score, age, employment type, loan tenure, and the lender’s eligibility criteria. Use our Loan Eligibility Calculator to get an instant estimate of the loan amount you may qualify for. Final approval and the sanctioned amount are determined by the respective bank or financial institution.

Yes. Self-employed individuals, including business owners, professionals, freelancers, and consultants, can apply for loans. Eligibility depends on factors such as business stability, income, CIBIL score, bank statements, income tax returns (ITRs), and repayment capacity. Meeting the lender’s eligibility criteria can improve your chances of approval and help you secure better loan terms.